Helping you with your Financial Direction.

We’re not just about crunching numbers.

Financial solutions that bring peace of mind. Because we know it's more than a spreadsheet - it's about you and your family business's future.

Services

Result driven solutions that enhance your business decisions.

Our experienced team of financial advisors offer complete advisory and consulting, payroll and bookkeeping services, as well as Individual and Corporate tax services for business owners looking to grow, expand or sell. Make your decisions confidently and partner with Steven Brewer & Company, CPA's.

Testimonials

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I knew Steven Brewer through networking for a few years before hiring him at my business. Why in the world did I wait so long?! Steven’s office handles not only mine and my wife’s personal and business taxes, but does our payroll and bookkeeping as well, and we occasionally get great advice from them on top of everything else!


Steven is a great CPA, but he also cares about your business and wants to see it succeed. If you want to concentrate on running your business because taxes, payroll, etc. are handled seamlessly, then hire Steven Brewer and Company. You will be happy that you did! They are business lifesavers! 

Jeff Elder, JenPale

Goal Oriented & Solution-Based Financial Services, housing results driven for a variety of businesses –

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Small to Medium Sized Businesses

Large or small, family owned or Independent, our financial services help you stay on top of the regulations that affect your business. 

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Individuals

Individual, one-person businesses.

You focus on your business, we'll focus on the financials.

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Professional Services

Health Care professionals, Veterinary services, Computer/Cyber Security Services, Investment, Insurance, Attorneys-have the peace of mind knowing you can focus on your clients while we focus on your financials. 

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Reach out, and comfortably see the results unfold.

Get in Touch

Our financial professionals will provide the consulting that will put you in the best financial position possible while handling your accounting, payroll and entire tax portfolio, for both your business and personal accounts.

A list of the industries and professions we serve include:

Health and Personal care to individuals that include Concierge Doctors, Home Health Aides, Dentist, Veterinary services and Chiropractors, and Independent Medical Equipment providers. We also Independent Auto Repair and Body Shops, Beer and Liquor Stores, Building and Hardware Retail Stores as well as Computer/Cyber Security Services.


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Trust is the foundation of building great relationships.

We provide consulting, accounting, payroll, bookkeeping and tax services to individuals, small businesses and corporate clients. Our services are tailored to the unique needs of each client. We work as part of your team, understanding your needs and what matters to you, most.

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✓ Trust ✓ Expertise
✓ Accuracy ✓ Experience
✓ Confidentiality ✓ Professional
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News a' Brewin!

July 9, 2026
What EPLI Is Not Employment Practices Liability Insurance is not the same as general liability insurance. General liability usually focuses on third-party bodily injury, property damage, and certain personal injury claims. For example, it may apply if a customer slips and falls at your office. EPLI is different. It focuses on workplace claims. Employment Practices Liability Insurance is also not the same as workers' compensation. Workers' compensation helps cover employees who are injured or become ill because of their work. EPLI helps with certain claims about how employees or applicants were treated. That distinction matters. Many owners assume their business insurance will cover an employee lawsuit. It may not. A claim involving wrongful termination, discrimination, harassment, or retaliation may fall outside general liability or workers' compensation. EPLI is designed to help fill that gap. EPLI also has limits. The Insurance Information Institute notes that EPLI policies may reimburse companies for defense costs, settlements, and judgments. But they generally do not cover punitive damages or civil or criminal fines. [1] Common exclusions may include: Criminal acts Intentional wrongdoing Bodily injury Property damage Workers' compensation claims Certain wage and hour claims Claims known before the policy began Some contract disputes Wage and hour claims deserve extra attention. Some policies exclude them. Others may offer limited defense coverage or an endorsement. The best question is not, "Do we have EPLI?"  The better question is, "What does our Employment Practices Liability Insurance actually cover?"
July 9, 2026
What Employment Practices Liability Insurance Covers Employment Practices Liability Insurance is built around the employment relationship. It may help cover legal defense costs, settlements, or judgments tied to covered workplace claims. A policy may respond to claims involving: Wrongful termination Discrimination Sexual harassment Retaliation Failure to hire Failure to promote Wrongful discipline Negligent evaluation Employment-related defamation Invasion of privacy The International Risk Management Institute identifies wrongful termination, discrimination, sexual harassment, and retaliation as common EPLI claim types. It also notes that policies may cover other employment-related conduct, such as defamation, invasion of privacy, failure to promote, and negligent evaluation. [3] Here is a simple example. An employee is fired after repeated performance issues. The owner knows the decision was based on the work. But the former employee claims the firing was discriminatory or retaliatory. Even if the business did nothing wrong, it may still need to respond. That could mean attorney fees, agency filings, a demand letter, or a lawsuit. That is one of the most important parts of EPLI. A claim does not have to be successful to be expensive. IRMI notes that EPLI policies contain shrinking limits provisions. That means defense costs, which are often a substantial part of a claim, reduce the policy's available limits. [3] Some EPLI policies also cover claims from job applicants. This matters if someone says they were not hired because of age, disability, pregnancy, race, gender, religion, or another protected category.  Some policies include third-party coverage too. This may help if a customer, client, or vendor claims harassment or discrimination by someone at the business. Not every policy includes it, so owners should ask.
July 6, 2026
Employment Practices Liability Insurance: What Growing Businesses Should Know Hiring employees is a major step for a small business. It means more help, more capacity, and more room to grow. It also means more responsibility. Most owners plan for payroll, taxes, workers' compensation, and training when they hire. Those costs are easy to see. The harder risk to spot is the one tied to employment decisions. Every business with employees makes decisions about: Hiring Pay Schedules Promotions Discipline Performance reviews Workplace complaints Termination Any of those decisions can lead to a claim. That is where Employment Practices Liability Insurance, often called EPLI, becomes important. Employment Practices Liability Insurance helps protect a business from certain claims made by employees, former employees, or job applicants. These claims may include wrongful termination, discrimination, harassment, retaliation, failure to hire, or failure to promote. In plain English, EPLI helps protect your business when someone says they were treated unfairly at work. This is not only a big-company issue. Small businesses can face employment-related claims too. In fact, they may be less prepared because they often do not have a full HR team, formal records, or consistent employment practices. The Insurance Information Institute explains that Employment Practices Liability Insurance protects employers against claims that workers' legal rights were violated. Those claims can include harassment, discrimination, wrongful termination, failure to hire or promote, wrongful discipline, and negligent evaluation. [1] Why EPLI Belongs in the Small Business Conversation Small businesses often feel personal. Owners know their teams. Managers solve problems quickly. Conversations happen in real time. That can be a strength. It can also create risk. A business owner may believe a decision was fair. An employee may see it differently. A missed promotion may feel like discrimination. A termination may feel like retaliation. A casual comment from a manager may be viewed as harassment. Employment Practices Liability Insurance does not mean a business has done something wrong. It means the business understands that workplace claims can happen, even when leaders are trying to make fair decisions. Small businesses may also have weaker documentation. Performance conversations may happen in person but never get written down. Hiring decisions may not follow the same process each time. Terminations may happen quickly, without a clear paper trail. That can make a claim harder to defend.  The Equal Employment Opportunity Commission reported that it secured $660 million for 17,680 victims of employment discrimination in fiscal year 2025. For a small business, even one claim can create real financial strain.
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